It depends on the year we are talking about, because after Warsaw Uprising the situation was a living hell. But throughout almost entire war the situation of Warsaw was harsh. Of course if you were Jewish you would probably be locked in ghetto in 1940 and dead by the 1942. But also if you were polish you would live in constant danger of capture in the so called "łapanka", which would let you to concentration camp of unfamous prison on Pawia Street (so called "Pawiak"); especially if you did not have papers proving that you employed. Germans introtuced very harsh restrictions to commerce, so citizens of Warsaw was relying almost solely on black market. Polish people were not allowed to drive cars and bikes. All polish theatres were closed, as well as all universities.