I'm no expert on Stone housing but it seems like there's a serious lack of stone-built houses in America. I know in Europe there are Stone houses pretty much everywhere and stucco houses...whatever stucco is. Why did Stone houses never take off in America?
I’m not quite sure where you’re getting the impression that the United States or it’s neighbors do not have stone houses. The US has plenty of stone construction for both residential (see colonial-style homes as a major example) and public (the US Capitol, for instance) buildings. Many older houses feature a stone foundation or stone walls in the first floor. While there are plenty of houses made of other materials (brick comes to mind, as do wood and aluminum siding), that also isn’t to say that European houses don’t use those materials as well.
If you’re interested more in distribution, areas that are near quarries are generally more suited to stone construction, as building materials need to be transported over less distance and are this cheaper. There’s an interesting post on AskHistorians right now discussing the recycling of stone in European cities (which have, of course, been inhabited much longer than the major American cities) that might be of interest as well.
By America you mean, the continent, or the United States?